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Rates

Rates

Our current rates on a variety of products.

Deposit and Loan Rates

Rates accurate as of 03.28.2023

Deposit Rates

Green Plus Checking
Earn interest on the entire balance
Tiers Base APY 1
All Balances 0.05%
55+ Checking
Earn interest on the entire balance
Tiers Base APY 1
All Balances 0.05%
Preferred Plus Checking
Tiers Base APY 1
$0.00-$4,999.99 0.05%
$5,000.00 - $24,999.99 0.08%
$25,000.00 - $99,999.99 0.12%
$100,000.00 and up 0.15%
Business Interest Checking
Earn interest on the entire balance
Tiers Base APY 1
All Balances 0.10%
Money Market
Tiers Base APY 1 Platinum APY 1,2 Diamond APY 1,2
$0.00-$9,999.99 0.02% 0.17% 0.22%
$10,000.00-$49,999.99 0.05% 0.20% 0.25%
$50,000.00-$249,999.99 0.08% 0.23% 0.28%
$250,000.00-$499,999.99 0.10% 0.25% 0.30%
> $500,000.00 0.12% 0.27% 0.32%
High Yield Money Market
Tiers Base APY 1 Platinum APY 1,2 Diamond APY 1,2
$25,000.00 - $49,999.99 2.22% 2.38% 2.43%
$50,000.00 - $149,999.99 2.48% 2.63% 2.68%
$150,000.00 - $249,999.99 2.63% 2.76% 2.84%
$250,000.00 2.84% 2.99% 3.04%
Personal Savings
Earn interest on the entire balance
Tiers Base APY 1 Gold APY 1,2 Platinum APY 1,2 Diamond APY 1,2
All Balances 0.01% 0.11% 0.16% 0.21%
Health Savings Account (HSA)
Earn interest on the entire balance
Tiers Base APY 1
All Balances 0.01%
Certificate of Deposits (CDs)3
$500 to Open
Term Base APY 1 Platinum APY 1,2 Diamond APY 1,2
3 Months 0.50% 0.65% 0.70%
6 Months 0.65% 0.80% 0.85%
9 Months 4.08% 4.21% 4.26%
12 Months 2.47% 2.61% 2.67%
15 Months 4.04% 4.19% 4.24%
18 Months 4.19% 4.34% 4.39%
24 Months 1.50% 1.66% 1.71%
36 Months 3.53% 3.68% 3.73%
48 Months 4.04% 4.19% 4.24%
60 Months 3.78% 3.94% 3.99%

1 Annual Percentage Yield (APY) subject to change without notice. Fees could reduce earnings.
2 See Relationship Package Qualifications.
3 Early withdrawal penalty may be imposed.
 ​​​​​

Loan Rates

Annual Percentage Rates (APRs) accurate as of 03.28.2023, and subject to change.

Auto Loans
Year Maximum Term APR* as low as ...
2019 and newer 72 months 5.75%
2016 - 2018 60 months 5.99%
2013 - 2015 60 months 6.49%
2012 or older 42 months 6.75%

* Auto Loan applicants must be at least 18 years of age. The APRs are accurate as of 03.28.2023 and based on vehicle year, automatic loan payments from an AMBank deposit account, and a 731 credit score. Your actual APR may vary based on the criteria mentioned. Examples: 

1. A $10,000 72 month auto loan on a 2022 vehicle year at 5.75% APR would have 71 payments of $164.65 and a final payment of $164.72. 
2. A $10,000 60 month auto loan on a 2016 vehicle year at 5.99% APR would have 59 payments of $193.33 and a final payment of $193.05.
3. A $10,000 60 month auto loan on a 2014 vehicle year at 6.49% APR would have 59 payments of $195.66 and a final payment of $195.84.
4. A $10,000 42 month auto loan on a 2012 vehicle year at 6.75% APR would have 41 payments of $268.16 and a final payment of $268.16.

Offers subject to credit approval.

Home Equity Loan (Fixed Rate)
Loan to Value APR** as low as ...
Less than 75% 5.75%
75.01% to 85% 5.75%
85.01% to 90% 6.24%

**Loan applicants must be at least 18 years of age. APRs are accurate as of 03.28.2023 and based on a 731 credit score. For example, with this criteria in mind, a $25,000 Home Equity Loan at 4.99% APR for 72 months would have 71 payments of $402.53 and a final payment of $402.31. Example payments do not include amounts for taxes and insurance premiums, your payment obligation will be greater. Other rates and terms are available, some restrictions apply. Subject to credit approval.

Home Equity Line of Credit (Open-ended)
Loan to Value APR*** as low as ...
Less than 75% 7.25%
75.01% to 85% 7.50%
85.01% to 90% 8.25%

***Loan applicants must be at least 18 years of age. APRs are accurate as of 03.28.2023 and based on a 731 credit score. Fees could range from $699.00 to $1,327.00. The rate is variable with a maximum APR of 18%. Property insurance is required. Subject to credit approval.

Unsecured Personal Loan
Term APR**** as low as ...
Max term 60 months 9.49%

****Loan applicants must be at least 18 years of age. APR is accurate as of 03.28.2023 and based on a 731 credit score. Other rates and terms available, some restrictions apply. Subject to credit approval. For example, a $5000 loan at 9.49% APR for 60 months has 59 payments at $105.02 and a final payment of $105.72. 

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