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Rates

Rates

Our current rates on a variety of products.

Personal and Auto Loan Rates

Rates accurate as of 09.17.2025

Loan Rates

Annual Percentage Rates (APRs) accurate as of 09.17.2025, and subject to change.

Auto Loans
Year Maximum Term APR* as low as ...
NEW 72 months 6.375%
2023-2025 60 months 6.50%
2020 - 2022 48 months 7.00%
2016 - 2019 36 months 8.375%

* Auto Loan applicants must be at least 18 years of age. The APRs are accurate as of 09.17.2025 and based on vehicle year, automatic loan payments from an AMBank deposit account, and a 731 credit score. Your actual APR may vary based on the criteria mentioned. Examples: 

  • 1. A $10,000 72 month auto loan on a new vehicle year at a 6.375% APR would have 71 payments at $167.50 and a final payment of $167.73.
  • 2. A $10,000 60 month auto loan on a 2024 vehicle year at a 6.50% APR would have 59 payments at $195.66 and a final payment of $195.63.
  • 3. A $10,000 48 month auto loan on a 2022 vehicle year at a 7.00% APR would have 48 payments at $239.46 and a final payment of $239.56.
  • 4. A $10,000 36 month auto loan on a 2019 vehicle at a 8.375% APR would have 35 payments at $315.10 and a final payment of $314.97.

Offers subject to credit approval.

Unsecured Personal Loan
Term APR**** as low as ...
Max term 60 months 11.50%

****Loan applicants must be at least 18 years of age. APR is accurate as of 09.17.2025 and based on a 731 credit score. Other rates and terms available, some restrictions apply. Subject to credit approval. For example, a $5,000 loan taken out for 60 months at 11.50% APR would have 59 payments at $109.96 and a final payment of $110.18. 

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