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Rates

Rates

Our current rates on a variety of products.

Personal and Auto Loan Rates

Rates accurate as of 04.19.2024

Loan Rates

Annual Percentage Rates (APRs) accurate as of 04.19.2024, and subject to change.

Auto Loans
Year Maximum Term APR* as low as ...
2020 and newer 72 months 7.75%
2017 - 2019 60 months 8%
2014 - 2016 60 months 8.5%
2013 or older 42 months 9%

* Auto Loan applicants must be at least 18 years of age. The APRs are accurate as of 04.19.2024 and based on vehicle year, automatic loan payments from an AMBank deposit account, and a 731 credit score. Your actual APR may vary based on the criteria mentioned. Examples: 

1. A $10,000 72 month auto loan on a 2023 vehicle year at 7.75% APR would have 71 payments of $174.11 and a final payment of $174.45. 
2. A $10,000 60 month auto loan on a 2018 vehicle year at 8.00% APR would have 59 payments of $202.76 and a final payment of $203.04.
3. A $10,000 60 month auto loan on a 2015 vehicle year at 8.50% APR would have 59 payments of $205.16 and a final payment of $205.51.
4. A $10,000 42 month auto loan on a 2013 vehicle year at 9.00% APR would have 41 payments of $278.45 and a final payment of $278.33.

Offers subject to credit approval.

Unsecured Personal Loan
Term APR**** as low as ...
Max term 60 months 13.5%

****Loan applicants must be at least 18 years of age. APR is accurate as of 04.19.2024 and based on a 731 credit score. Other rates and terms available, some restrictions apply. Subject to credit approval. For example, a $5000 loan at 13.50% APR for 60 months has 59 payments at $115.05 and a final payment of $115.04. 

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