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American Bank & Trust

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Checking

Checking

We offer a lineup of smart products built to enhance your everyday.

Which Account is Right for You?

Take our quiz, and we’ll provide an account recommendation. Prefer to browse on your own? Compare all of our spend account options below.

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ALL ACCOUNTS INCLUDE:

Free Online and Mobile Banking

Free Online and Mobile Banking

Free eStatements

Free eStatements

Free Debit Cards

Free Debit Cards

Free Mobile Deposit

Free Mobile Deposit

 

Nexa Checking

Nexa Checking

Take banking to the next level.

You don’t need a high balance in this account to receive an outstanding rate bump!

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  • Balances up to $20,000 are eligible for a rate bump when requirements are met
  • Combine debit card usage across multiple cardholders on the same account to hit the debit card transaction requirement
  • Balances over $20,000 still earn interest
  • Nexa Relationship Packaging perks unlocked when requirements are met
  • No minimum to open
  • Free digital banking
  • Free eStatements ($5.00 fee for paper statements)
  • Free usage at any ABT ATM
  • Personalize your instant issue debit card with custom images for free

No monthly service charge

  • Earn 0.10% APY1 on entire balance
  • Earn up to 3.30% APY bump2 on balances up to $20,000

1 Annual Percentage Yield (APY) effective as of 08.11.2026, and subject to change without notice. Fees could reduce earnings.
2 Qualifying accounts receive a rate bump on balances up to $20,000 provided account requirements have been met during benefit qualification period (i.e. statement cycle). The 15 debit card transaction requirement may be completed using multiple debit cards linked to the same account. Debit card transactions must post and settle during benefit qualification period. Account requirements apply to each Nexa account regardless of account ownership.

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Preferred Plus Checking

Preferred Plus
Checking

Higher Balance = Higher Interest Rates

This rewarding account offers high interest rates, free personalized checks, and more!

  • The higher the balance the higher the rate
  • No per-check charges
  • 1/2 off Safe Deposit Box fee (all sizes)
  • Free personalized checks
  • Free digital banking
  • Free eStatements ($5.00 fee for paper statements)
  • Free usage at any ABT ATM
  • Personalize your instant issue debit card with custom images for free

$10 monthly maintenance fee if average daily balance falls below $1,000

Up to 0.15% APY 1
Tier 1 - $0.00-$4,999.99.................0.05% APY
Tier 2 - $5,000.00-$24,999.99......0.08% APY
Tier 3 - $25,000.00-$99,999.99....0.12% APY
Tier 4 - $100,000.00 and up............0.15% APY
Earn interest on entire balance

 

1 Annual Percentage Yield (APY) effective as of 08.11.2026, and subject to change without notice. Fees could reduce earnings.

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Green Plus Checking

Green Plus Checking

More for you. More for the planet.

Electronic statements and free ATM withdrawals are just the beginning.

  • Earn interest on entire balance
  • All transactions must be electronic
  • No monthly maintenance fees
  • First 6 withdrawals at non-ABT ATMs are free, $2 each thereafter
  • Free usage at any ABT ATM
  • Free digital banking
  • Free eStatements (required)
  • Personalize your instant issue debit card with custom images for free

No monthly fee

  • 0.05% APY1
  • Earn interest on entire balance

1Annual Percentage Yield (APY) effective as of 08.11.2026, and subject to change without notice. Fees could reduce earnings.

Get Started

 

iCan Checking

iCan Checking

Affordable. Sensible.


Lots of free in this account!

  • No per-check charges
  • No monthly maintenance fees
  • Free eStatements (required)
  • Free digital banking
  • Free usage at any ABT ATM
  • Personalize your instant issue debit card with custom images for free

No monthly service charge

Does not earn interest

Get Started

 

55+ Checking

55+ Checking

Exclusively for those 55 years or older.

This low-cost account has it all!

  • Available to customers 55 years young or above
  • Earn interest on entire balance
  • No per-check charges
  • No monthly maintenance fees
  • Free first box of personalized checks
  • Free eStatements and paper statements
  • Free digital banking
  • Free usage at any ABT ATM
  • Personalize your instant issue debit card with custom images for free

No monthly service charge

  • 0.05% APY1
  • Earn interest on entire balance

1Annual Percentage Yield (APY) effective as of 08.11.2026, and subject to change without notice. Fees could reduce earnings.

Get Started

 

Mint Checking

Mint Checking

Exclusively for ages 13 to 24.

This account is designed specifically for those between the ages of 13 and 24.

  • No minimum balance requirements
  • No monthly maintenance fees
  • No per-check charges
  • Free digital banking
  • Free eStatements and no paper statement fee
  • Free usage at any ABT and foreign ATM
  • Personalize your instant issue debit card with custom images for free

No overdraft fees* or paper statement fee

*This account is not eligible for our Overdraft Protection services. Account allows spending of funds available in the account. Transactions may get declined or returned if there is not enough money in the account to cover them.

Does not earn interest

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Edge Checking

Edge Checking

Easy. No minimum balance to open.

This account is safe and affordable!

  • No minimum balance to open
  • No paper checks
  • No monthly maintenance fees
  • No overdraft fees
  • Free eStatements (paper statements are available for $2/statement cycle)
  • Free digital banking
  • Free usage at any ABT ATM
  • Personalize your instant issue debit card with custom images for free

No monthly service charge

Does not earn interest

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Relationships Have Their Advantages

The relationship begins with checking (Spend) and only gets better with every add-on service, tool or account. Get premium interest rates and preferential pricing – the more you add, the better the perks.

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