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American Bank & Trust

Real Estate Loans

We’ve got the right terms – and the right team.

Our experienced lenders can make it happen. 

Purchase or refinance commercial real estate using up to 80% of the property’s appraised value. The mortgage may carry a fixed or floating rate, depending on your particular situation. Because of the nature of this type of loan, a real estate appraisal is a necessary part of the approval process, as well as the usual and customary underwriting guidelines.

Required Documents

Documentation we need to consider your Commercial Loan Request:

  • The purpose of the credit request, including the amount and term desired
  • A brief history of you company and summary of your management team 
  • Updated business plan and projections
  • Documentation of available collateral
  • Updated, completed, and signed Personal Financial Statement form
  • Last three years Federal and State Income Tax Returns (Business & Personal)
  • Last three years business earnings history (Balance Sheet and Income Statement)

Meet our talented team of Commercial Lenders

We can help