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American Bank & Trust

Personal and Auto Loans

For new wheels, new stuff, and student loans

Personal Loans for Personal Reasons

Need a new (or new to you) vehicle? No problem.

Motorcycle, boat, or ATV? Let’s do this.

Or maybe just overdraft protection? We've got you.

Whatever your reason, we can create a loan that fits your situation, help you get pre approved, respond quickly to your application, and be right here locally if you need us. 

Auto Loans and Recreational Vehicles

Let us help you buy your next new or used car, truck, boat, RV, or motorcycle. We offer financing up to 100% of the cost for up to 72 months based on year of the vehicle and credit history.

Apply online or at any location and receive a decision in minutes! Shopping for a new car is so much more enjoyable when you know you’re approved to buy.

Check out our rates and apply online today!

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Unsecured Personal Loans

Whatever your significant purchase may be, an unsecured loan provides a loan option for nearly any situation. These loans typically have fixed interest rates and are available in a variety of terms.

Check out our rates and apply online today!

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Student Loans

We work with Iowa Student Loan (ISL) Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college students.
  • A loan option for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more

*All loans are subject to credit approval.

American Bank & Trust

Loan Payments

Use a debit card or account at another financial institution to pay your American Bank & Trust loan. ($3.00 fee)

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American Bank & Trust

Gearing up for college?

We work with Iowa Student Loan to offer supplemental private loans.

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