Promotion Background

You Can Do More

Get answers, make financial plans, and see how change affects your bottom-line. Explore free online financial wellness!

Let's Go

Log In To Your Account

Download Our App


  • Personal
    Personal iOS
  • Business
    Business iOS


  • Personal
    Personal Android
  • Business
    Business Android
close icon

American Bank & Trust

Lines of Credit (LOC)

Instant access to working capital.

A business LOC is safe, affordable, and easy to use.

A LOC is one of the most useful and convenient financial tools for many companies. It’s a revolving line (like a credit card) so you can access funds when needed and repay these funds over time. You pay interest only on the money you use. 

From ongoing operating costs, to covering cash flow fluctuation, use of the funds available on your line is up to you. 

Using your LOC responsibly helps companies build and maintain a good credit rating. It also provides an alternative to dipping into personal funds, so you can keep your personal and business expenses separate. 

We can design an LOC that works for your needs and your company. 


Looking for commercial real estate, equipment, or operating lines of credit?