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American Bank & Trust

Lines of Credit (LOC)

Instant access to working capital.

A business LOC is safe, affordable, and easy to use.

A LOC is one of the most useful and convenient financial tools for many companies. It’s a revolving line (like a credit card) so you can access funds when needed and repay these funds over time. You pay interest only on the money you use. 

From ongoing operating costs, to covering cash flow fluctuation, use of the funds available on your line is up to you. 

Using your LOC responsibly helps companies build and maintain a good credit rating. It also provides an alternative to dipping into personal funds, so you can keep your personal and business expenses separate. 

We can design an LOC that works for your needs and your company. 

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