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American Bank & Trust

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Business Checking

Business Checking

Choose the best account for your company.

If you receive a text message or email claiming to be from American Bank & Trust, please remember we will NEVER ask you for credentials to your account or digital banking profiles.

ALL ACCOUNTS INCLUDE:

Free Online and Mobile Banking

Free Online and Mobile Banking

Free eStatements

Free eStatements

Free Debit Cards

Free Debit Cards

Free Mobile Deposit

Free Mobile Deposit up to 6 checks per day or 20 per week

 

Commercial Checking

Commercial Checking

Designed for companies with high transaction volume.

You don’t have a minimum balance and can offset your monthly service fee based on your balance.

  • No minimum balance
  • Earnings credit to offset fees

$0.20 per check paid, check deposited, ACH debit, ATM and POS transaction
$25 monthly service charge

Compatible with all Treasury Management Solutions

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Business Interest Checking

Business Interest Checking

Put your transactional funds to work.

Your entire balance earns interest.

  • $1,000 minimum to avoid fees
  • 750 free transactions each month (includes checks paid and deposited, ACH debits, ATM and POS transactions)
  • Available to sole proprietors and non-profits exclusively
  • 0.10% APY* on entire balance

*Annual Percentage Yield (APY) effective 12.05.2025 and subject to change without notice. Fees could reduce earnings.

$15 monthly maintenance fee if the minimum balance falls below $1,000
Monthly service charge waived for non-profits

Compatible with all Treasury Management Solutions

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Core Business Checking

Core Business Checking

Affordable access to your operating cash.

Make up to 750 transactions a month free, and no minimum balance required.

  • No minimum balance
  • Up to 750 free transactions monthly (includes checks paid and deposited, ACH debits, ATM and POS transactions)

No monthly fees

Compatible with all Treasury Management Solutions

Contact Us to Open

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Cash to Meet Your Growing Needs

From operating loans and lines to real estate and construction, our lenders can help design a credit solution that fits your goals – and your budget.

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