iCan Pay

Yes. You can schedule weekly, semi-monthly and monthly recurring payments.

Bill Payment registration is easy! You will log into online banking and click on the iCan Pay tab.

No. You can only register active checking accounts for bill payment services. Your checking account must be in good standing with American Bank & Trust. American Bank & Trust reserves the right to decline any application for bill payment services.

Yes, by going to “I want to” and “View Payments”. History will go back seven years as long as there is history there to go back.

You can schedule payments 24 hours a day, seven days a week.

All bill payment transactions become part of the Internet Banking transaction history and show up in personal financial management applications when the transaction history is downloaded.

You can add payees by accessing the “Add Payee” tab. New payees will be added to the payee list immediately.

When you update the information for the bill payment account, the changes are implemented virtually instantaneously.

Bill payment provides you with peace of mind when you are traveling for an extended period of time. All you need is access to the Internet with a secure browser and you can pay your bills while out of the country. Payees must be located within the fifty United States and its Territories.

Yes, you are limited to one bill payment account, but you can change the funding account at any time if needed.

Anyone in the fifty United States and its Territories who can accept a check can be paid using the bill payment system. You can pay practically anyone- charge accounts, utilities, auto loans, professionals, even a lawn service or a relative. However, tax payments (such as federal, state and local) and court directed payments (such as alimony and child support) cannot be processed through the online bill payment system.

You can set up your payments during the weekend. However, the system will prohibit you from scheduling a single payment and the first of a recurring payment on the same weekend. This is because payments scheduled for the weekend are always processed on the Friday before. Therefore, when scheduling payments on a weekend, the first day for which you can schedule payments (single or recurring) is the first business day following the weekend.

Yes. It’s called Expedited Payments. For a $30.00 fee, you can schedule a payment on the weekdays prior to the 5:00 PM for ACH transactions and 3:00 for checks cut-off.

If your payee does not show in the Expedited Payments section, you will be unable to send the payment. Why? Our Bill Payment processor possibly can send the payment faster through the regular Bill Payment channels by sending the payment as an electronic payment.

Your account is debited via ACH for electronic payments. If the payment is being sent out by check, you will be debited once the Bill Payment check clears your account.

Yes, since the Bill Payment checks are being sent from our processor with your account number at the bottom, you will be able to view your check images on your monthly statements since they clear like a normal check you wrote!

Automated Clearing House is a funds transfer system which provides for the interbank clearing of electronic entries for participating financial institutions.

A payment may be edited or deleted any time before the "process date." Payments paid by Bill Payment check that have not cleared can be stopped. Payments that have been remitted electronically cannot be stopped. You will be responsible for the stop payment fee on the check item.