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American Bank & Trust

Business Savings

Money that earns, but is there when you need it.

Tools That Let You Do Your Job

The cash management and digital banking tools you need. Flexibility. Financial power.

EXPLORE YOUR OPTIONS

 

Business Savings

Business Savings

The best in everyday business banking.

It’s easy to open and easy to use.

  • eStatements are free, $5.00 monthly fee for paper statements
  • $2.50 monthly maintenance fee if the average daily balance falls below $25
  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Earn interest on your entire balance.

Contact Us to Open

 

Money Market

Money Market

Earn more on your day-to-day deposits.

Tiered interest and check writing capabilities

  • eStatements are free, $5.00 monthly fee for paper statements
  • $10 monthly maintenance fee
  • Monthly service charge waived for non-profits

Earn interest on your entire balance.

Tier 1 - $0.00-$9,999.99 .......................... 0.02% APY1
Tier 2 - $10,000.00-$49,999.99. ............ 0.05% APY1
Tier 3 - $50,000.00-$249,999.99. .......... 0.08% APY1
Tier 4 - $250,000.00-$499,999.99 ........ 0.10% APY1
Tier 5 - $500,000.00 and above .............. 0.12% APY1

 

1Annual Percentage Yield (APY) effective as of 10.22.2021, and subject to change without notice. Fees could reduce earnings.

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High Yield Money Market

High Yield Money Market

Premium interest rates with higher balances.

Earn higher rates with higher balances

Up to 6 withdrawals or transfers monthly

  • Earn interest on balances over $25,000
  • eStatements are free. $5 monthly fee for paper statements
  • $10 monthly maintenance fee for balances under $1,000

Earn interest on entire balance

Tier 1 - $0.00-$24,999.99 .......................... 0.00% APY1
Tier 2 - $25,000.00-$49,999.99  .............. 0.10% APY1
Tier 3 - $50,000.00-$149,999.99  ............ 0.20% APY1
Tier 4 - $150,000.00-$249,999.99  ......... 0.40% APY1
Tier 5 - $250,000.00 and above  ............... 0.50% APY1
 

1Annual Percentage Yield (APY) effective as of 10.22.2021, and subject to change without notice. Fees could reduce earnings.

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CDS

CDs

Earn more on deposits you need daily access to.

Guaranteed rates. Insured safety.

  • Terms from 3 months to 5 years
  • Just $500 to open

No monthly maintenance fees.

Withdrawals from a Certificate of Deposit prior to maturity or prior to any notice period may be restricted and may be subject to penalty.

Contact Us to Open

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