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American Bank & Trust

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If you receive a text message or email claiming to be from American Bank & Trust, please remember we will NEVER ask you for credentials to your account or digital banking profiles.

American Bank & Trust

Mint Checking & Savings

These accounts are designed specifically for customers who are at the beginning of their financial journey.

Mint Checking

This account is designed specifically for those between the ages of 13 and 24.

Account Overview:

  • No minimum balance requirements
  • No ATM fees
  • Free instantly issued debit card with special card art
  • No overdraft or paper statement fee

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Mint Savings

Great for first-time savings.

Account Overview:

  • 0.11% APY1
  • Earn interest on entire balance1
  • No minimum balance requirements
  • This account is for customers under the age of 25
  • No monthly maintenance fee

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1 RATE INFORMATION: 0.11% Annual Percentage Yield (APY) effective as of 10.05.2023, and subject to change without notice. Fees could reduce earnings. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. BALANCE INFORMATION: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. We will use an interest accrual basis of 365 (or 366 in leap year) for each day in the year.

 

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